Privacy Policy

Privacy Policy for ClaimWise Finance

Last Updated: 2025-06-18

SECTION 1: DATA COLLECTION

We collect several types of data to enhance your experience on vtpcys.com.

  • Types:
    • Device info: This includes details about the device you use to access our site, such as the device model, operating system, and browser type.
    • Cookies: We use cookies to track your interactions with our site. Cookies are small data files stored on your device. See Cookie Policy for more details.
    • Engagement metrics: Information about how you engage with our content, like pages visited, time spent on each page, and actions taken.
    • Optional newsletter sign – ups: If you choose to subscribe to our newsletter, we collect your email address.
    • Usage patterns: We analyze how you navigate through vtpcys.com, including the sequence of pages you visit.
    • IP addresses: Your IP address is recorded when you access our site.
  • Purpose:
    • Content improvement: By analyzing the data, we can identify areas of our site that need improvement and create more relevant and engaging content.
    • Ad relevance: To show you ads that are more likely to interest you and increase the effectiveness of our advertising campaigns.
    • Competition fairness: In case of any STEM – related competitions we host, the data helps us ensure fair participation and management.

SECTION 2: THIRD – PARTY PARTNERS

We work with several third – party partners to enhance your experience on vtpcys.com.

  • Required:
    • Google services (AdSense/Analytics):
      • Google AdSense: We participate in Google AdSense and utilize cookie – based advertising. Third – party vendors including Google use cookies to serve ads based on user visits to vtpcys.com and other sites.
      • Google Analytics: This service helps us understand how users interact with our site, such as the number of visitors, their geographical location, and the pages they visit.
  • Optional:
    • STEM competition platforms: If we partner with external STEM competition platforms, they may collect data from you when you participate in competitions through our site.

SECTION 3: USER RIGHTS

We respect your rights regarding your personal data.

  • Opt – out:
    • Ad personalization: You can opt out of ad personalization. For Google ads, you can visit Google’s Ad Settings (https://adssettings.google.com/) to manage your ad preferences.
    • Newsletter: You can unsubscribe from our newsletter at any time by clicking the “unsubscribe” link in the newsletter emails.
  • Data requests: If you want to access, correct, or delete your data, or have any other data – related requests, please contact us at [email protected].

SECTION 4: SPECIAL PROVISIONS

  • Biotech/AI content disclaimer: Our site may feature content related to biotech, quantum computing, and AI. While we strive to ensure the accuracy and ethical use of data in relation to these topics, the nature of these fields is complex and constantly evolving. We are committed to upholding high standards of AI data ethics and STEM privacy.
  • Youth education data safeguards:
    • Age restrictions: No services on vtpcys.com are targeted to users under 13. In accordance with COPPA (Children’s Online Privacy Protection Act), we do not knowingly collect personal information from children under 13.
    • Data protections: For any STEM youth education – related activities we offer, we have strict data protection measures in place to safeguard the personal information of participants.

COMPLIANCE NOTES

  • GDPR: EU residents may request data portability. If you are an EU resident and want to obtain a copy of your data in a structured, commonly used, and machine – readable format, you can contact us at [email protected].
  • CCPA: California consumers have the right to request the deletion of their personal information. If you are a California resident and want to exercise this right, please contact us at [email protected].
  • AdSense: Personalized ads require cookie consent. If you do not consent to the use of cookies for ad personalization, you can opt out as described above.

SECTION 5: DATA RETENTION PRACTICES

We retain your data for as long as necessary to fulfill the purposes for which it was collected, unless a longer retention period is required or permitted by law. For example, we may retain some data for legal and regulatory compliance purposes.

SECTION 6: COOKIE MANAGEMENT

You have the option to manage cookies on your device. Most browsers allow you to control cookies through their settings. You can choose to block all cookies, allow only certain types of cookies, or be notified when a cookie is being set. However, blocking cookies may affect your experience on vtpcys.com, as some features may not work properly.

We regularly review and update this privacy policy to ensure compliance with changing laws and best practices. Please check this page periodically for the latest version. If you have any questions or concerns about this privacy policy, please contact us at [email protected].